Full-service mortgage brokerage specializing in residential, commercial, construction, development, and CMHC multi-unit financing.

Who We Are

We are committed to closing the gap between dreaming and owning a home. With a tailored mortgage solution, you could save thousands over the life of your loan.

At Brightcap Financial, we simplify the mortgage process to ensure you find the option that fits your unique needs. Our expert team is here to guide you every step of the way, making your path to homeownership clear and achievable. Let us help you turn your dream into a reality.

Recent
Fundings

We pride ourselves on offering tailored funding solutions that meet our clients' needs. Here are recent examples that showcase our commitment to supporting your projects.
Type of Loan
Land Financing - Commercial
Loan Amount
$4,000,000
Description
Land financing provided for the acquisition of a future 40-unit townhome development site.
Location
Mission, BC
LTV
55%
Type of Loan
Term Financing - CMHC
Loan Amount
$5,700,000
Description
Term financing provided for a 10-unit townhome project, income producing property, at a 50-year amortization, Standard market-rent program.
Location
Kelowna, BC
LTV
75%
Type of Loan
Construction Financing - Private Lender
Loan Amount
$1,500,000
Description
Construction financing provided for a custom-luxury home at P+3.75%.
Location
Whistler, BC
LTV
37.5%
Type of Loan
Construction Financing - Conventional Lender
Loan Amount
$2,139,000
Description
Construction financing provided for an owner-occupied custom-luxury home at 5.24%.
Location
Langley, BC
LTV
65%
Type of Loan
Land Financing - Commercial
Loan Amount
$6,597,500
Description
Land financing provided for the acquisition of a future 21-unit townhome development site with one of our conventional lending partners.
Location
Burnaby, BC
LTV
65%
Type of Loan
Refinance - Residential
Loan Amount
$1,200,000
Description
The borrowers required additional capital to complete renovations on their home  and pay out existing debt, we provided them with a conventional mortgage/HELOC combo on their principal residence.
Location
Surrey, BC
LTV
80%
Type of Loan
Purchase - Residential
Loan Amount
$2,630,400
Description
The borrowers were self-employed and couldn’t locate the conventional financing. We used strategic loan structures and implementation of several loan programs to get them approved with a Big Bank.
Location
Surrey, BC
LTV
80%
Type of Loan
Purchase - Residential
Loan Amount
$503,926
Description
Our pre-approved client secured an assignment pre-sale and we acquired insured mortgage financing for the purchase of their first home in Canada.
Location
Surrey, BC
LTV
95%
Type of Loan
Purchase - Residential
Loan Amount
$660,000
Description
Our client purchased another rental property to add to their existing portfolio. We utilized strategic income programs to provide the client with conventional bank financing.
Location
Surrey, BC
LTV
75%
Type of Loan
Business Line of Credit - Small Business
Loan Amount
$1,000,000
Description
We helped our client secure a Business LOC for their small business secured against one of their rental properties. We used a strategic business qualification approach to give the clients access to a unicorn product with a big bank. LOC at P+0%.
Location
Vancouver, BC
LTV
60%

Meet our team
of experts

Gurtej Varn
Residential, Financial
Planning Expert
Chetanya Monga
Director, Commercial &
Construction Expert
Malcolm Bassi
Residential, Pre-Sale
Financing Expert

Our Service Map

This Is What Our Clients Are Saying

Google Reviews

5.0

See all our reviews

Reach Out to Us

Our expertise is at your service. If there's anything we can assist you with or if you have friends or family who need our help, please feel free to reach out to us.
Full service mortgage-brokerage specializing in Commercial, Residential, Construction, Land and Development, and CMHC Multi-unit Financing.
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